A robust payment gateway is the cornerstone of a thriving online business. Enhancing the checkout experience, reducing cart abandonment rates, and driving increased sales are all within reach by optimizing this vital component of every transaction.
Elevate your checkout experience and supercharge sales in the French market by embracing a superior payment gateway that minimizes cart abandonments. Join us on this journey to explore a simplified transaction world, poised for remarkable business expansion in France.
Here, we present a list of some of France’s most dependable payment gateways, along with key factors to consider when making your choice. This comprehensive guide empowers you to compare available options and make well-informed decisions.
Payment Solution Landscape in France
The payment market in France is in constant growth mode, and this trend is expected to continue with a CAGR of 14.17% during 2022-2027. Factors such as the increasing digitalization, internet accessibility, smartphone popularity, and government initiatives promoting contactless payments contribute to this trend. Government policies also encourage merchants to adopt contactless payment methods and accept card payments for even small amounts. Commercial banks and payment service providers are actively promoting cashless payments. As this shift toward online and contactless payments persists, it presents an opportunity for businesses to integrate the best payment gateways and offer customers a variety of payment methods, thus widening their customer base and staying competitive.
Criteria for Evaluating Payment Gateways in France
When assessing payment gateways in France, it’s crucial to consider the following factors to make informed choices:
1. Security:
Your chosen payment gateway must comply with the latest security standards, such as PCI DSS, ensuring the safety of your customers and your business.
An anti-fraud system should be in place to detect and report potentially fraudulent transactions, and responsive customer support is essential.
2. Supported Currencies:
While operating in France, you might initially need your payment gateway to support the Euro.
However, diversifying and embracing a range of currencies can empower your business to expand across different regions, unlocking global opportunities without the hassle and expense of integrating multiple payment gateways.
3. Payment Options:
Offering local and global payment methods that cater to customer preferences can reduce cart abandonment and improve conversions.
4. Market Integrations:
Ensure your payment gateway seamlessly integrates with existing tools, such as accounting, eCommerce, and employee management systems, minimizing communication gaps and boosting productivity.
5. Pricing and Other Fees:
The world of payment gateway costs is dynamic, with providers offering unique combinations of transaction fees, monthly charges, and setup fees.
Transparent discussions are vital to uncover hidden costs and secure a customized, cost-efficient solution.
6. Reliability:
After considering the above factors, assess the platform’s reliability, including market reputation, customer reviews, authorization rates, and uptime of services.
Accessible customer support is a key factor to ensure transactions run smoothly.
Top Payment Gateways in France for Web Technology Experts
Stripe:
Stripe is a renowned payment platform known for its reliability and is a favorite among merchants in France and globally.
It adheres to top security guidelines, has robust anti-fraud measures, and offers a seamless checkout experience.
Pricing and Other Fees:
Setup Fee: None
Annual Fee: None
Monthly Fee: None
Charges on Refunds: Information available upon request
Commission per Transaction: 1.5% + €0.25 for standard European cards, 2.5% + €0.25 for UK cards.
Accepted Payment Methods: Supports major credit/debit card brands and various alternative payment methods.
Supported Currencies: Over 135 currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with major eCommerce and CRM platforms.
Rapyd:
Rapyd is a reliable payment gateway catering to diverse industries, including online learning, online gaming, e-commerce, and more.
It is an ideal choice for businesses looking to expand in France and beyond.
Pricing and Other Fees:
Setup Fee: None
Annual Fee: None
Charges on Refunds: Information available upon request
Commission per Transaction: 2.9% + €0.30 for non-European cards, 1.2% + €0.25 for European cards.
Accepted Payment Methods: Supports major credit/debit cards and various alternative payment methods.
Supported Currencies: All major currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with major eCommerce and CRM platforms.
Adyen:
Adyen offers an end-to-end payments management platform, enabling businesses to accept and manage customer payments conveniently.
It supports both online and offline payments, making it a versatile choice.
Pricing and Other Fees:
Setup Fee: None
Annual Fee: Information available upon request
Monthly Fee: None
Charges on Refunds: Dependent on the payment method used
Commission per Transaction: €0.10 per transaction + payment method fee.
Accepted Payment Methods: Supports major credit/debit card brands, including Cartes Bancaires, a local card program in France.
Supported Currencies: All major currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with various eCommerce and CRM platforms.
Revolut:
Revolut is a versatile payments solution that seamlessly integrates into websites to accept payments from customers in France and globally.
It offers customization options to enhance the checkout experience.
Pricing and Other Fees:
Setup Fee: None
Charges on Refunds: None
Monthly Fee: None
Commission per Transaction: 1% + £0.20 for UK consumer cards, 2.8% + £0.20 for international and commercial cards.
Accepted Payment Methods: Supports major credit/debit card brands.
Supported Currencies: All major currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with various eCommerce and CRM platforms.
MONEI:
MONEI is an affordable payment gateway designed for businesses aiming to sell in France.
It offers support for various payment methods, secure integration, and compliance with security regulations.
Pricing and Other Fees:
Setup Fee: Free
Daily Fee: €0.10
Charges on Refunds: €17.00 per chargeback
Commission per Transaction: Varied based on the transaction type.
Accepted Payment Methods: Supports major credit/debit card brands and numerous alternative payment methods.
Supported Currencies: All major currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with major eCommerce and CRM platforms.
2Checkout:
2Checkout is a reliable payment platform that offers a localized checkout experience, complete with local payment methods and customizable checkouts.
It is ideal for businesses in France and worldwide.
Pricing and Other Fees:
Setup Fee: Free
Annual Fee: None
Monthly Fee: None
Charges on Refunds: None
Commission per Transaction: 3.5% + $0.35 for every transaction (sales).
Accepted Payment Methods: Supports various credit/debit card brands and alternative payment methods.
Supported Currencies: Over 100 currencies.
Approvals and Onboarding Time: None.
eCommerce Platform Integration: Compatible with major eCommerce and CRM platforms.
7. Checkout:
Checkout is a full-stack payments solution well-suited for businesses in France, enabling seamless payment acceptance.
It provides numerous payment methods and the flexibility to add more as your business expands.
Pricing and Other Fees:
Setup Fee: None
Monthly Fee: None
Charges on Refunds: Information available upon request
Commission per Transaction: Information available upon request.
Accepted Payment Methods: Supports major credit/debit card brands and various alternative payment methods.
Supported Currencies: Over 150 currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with a range of eCommerce platforms.
8. Authorize.net:
Authorize.net is a versatile payment gateway, allowing businesses to accept payments from around the world, including France.
It supports a variety of payment methods and offers secure, easy integration.
Pricing and Other Fees:
Setup Fee: None
Annual Fee: None
Monthly Fee: $25
Charges on Refunds: Information available upon request
Commission per Transaction: 2.9% + 30¢.
Accepted Payment Methods: Supports major credit/debit card brands and various alternative payment methods.
Supported Currencies: All major currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with a range of eCommerce platforms.
9. Skrill:
Skrill is a trusted choice for businesses in gaming, trading, and online betting industries, offering a wide array of payment options.
Its user-friendly interface and market integrations enhance its appeal.
Pricing and Other Fees:
Setup Fee: None
Annual Fee: None
Charges on Refunds: Information available upon request
Commission per Transaction: 1.25% for global cards.
Accepted Payment Methods: Supports major credit/debit card brands and several alternative payment methods.
Supported Currencies: Over 40 currencies.
Approvals and Onboarding Time: None.
eCommerce Platform Integration: Compatible with a range of eCommerce platforms.
10. Cybersource:
Cybersource is a comprehensive payment platform for businesses expanding in France, offering local payment experiences on a global scale.
It enables customers to choose from a variety of payment methods.
Pricing and Other Fees:
Setup Fee: Free
Annual Fee: Free
Monthly Fee: None
Charges on Refunds: Information available upon request
Commission per Transaction: Information available upon request.
Accepted Payment Methods: Supports major credit/debit card brands, including Cartes Bancaires, as well as various alternative payment methods.
Supported Currencies: All major currencies, including Euro, GBP, HKD, NZD, AUD, and more.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with a range of eCommerce platforms.
11. Vapulus:
Vapulus is a straightforward yet effective platform that simplifies online payments.
It supports online and in-person payments across devices and boasts a high authorization rate due to PCI DSS certification.
Pricing and Other Fees:
Setup Fee: None
Annual Fee: None
Monthly Fee: None
Charges on Refunds: Information available upon request
Commission per Transaction: No processing fee for global transactions using Visa or MasterCard.
Accepted Payment Methods: Supports major credit/debit card brands.
Supported Currencies: All major currencies.
Approvals and Onboarding Time: Information available upon request.
eCommerce Platform Integration: Compatible with a range of eCommerce platforms.
12. SecurionPay:
SecurionPay, based in Switzerland, is a reliable payment gateway serving global merchants,